1. PERSONAL INFORMATION
In order to provide a product or service for a client, Tabone Insurance Brokers needs to collect certain personal information about the client.
Tabone Insurance Brokers will only collect, use and disclose personal information in such a manner that a reasonable person would consider appropriate in the circumstances.
Depending on the type of product or service to be provided, Tabone Insurance Broker may collect the following information:
Past payment records
Property details such the value of a Client’s home and its contents
Information collected may be used for the following purposes:
to enable Tabone Insurance Brokers to provide a policy or service to the client and assess his/her ongoing needs for service
to assess the Client’s need for and to offer other policies, products or services
to ensure that Client information is accurate and up-to-date
to protect Tabone Insurance Brokers and/or an insurer against inaccuracy
Tabone Insurance Brokers may disclose Client personal information to the following third parties:
insurance brokers or agents
professionals working on behalf of Tabone Insurance Brokers such as:
adjusters or lawyers, financial institutions or mortgage holders, medical professionals
5. THIRD PARTY INFORMATION
When necessary to achieve the purposes outlined in #3,Tabone Insurance Brokers may obtain Client personal information from the following third parties:
other insurance brokers
motor vehicle and driver licensing authorities
The Client may give consent to the collection, use or disclosure of their personal information, expressly in writing or over the telephone or Tabone Insurance Brokers may determine that consent has been implied by Client actions, such as applying for a policy.
7. REFUSING CONSENT
The Client may refuse to allow Tabone Insurance Brokers to obtain, use or share personal information, or also withdraw a previously given consent at any time. However , depending on the type of services to be delivered, a refusal to provide consent or a future withdrawal of consent may result in Tabone Insurance Brokers inability to provide some or all of the products or services.
Clients must provide accurate and up to date personal information, so Tabone Insurance Brokers can properly advise or represent the Client and should inform Tabone Insurance Brokers of any changed information immediately.