Privacy Policy

Consent for Tabone Insurance Brokers Inc. to Use Personal Information (2026 Update)

Effective Date: June 1, 2026 Privacy Officer: 226‑216‑5777 • privacy@taboneinsurance.com

Tabone Insurance Brokers Inc. is committed to protecting the privacy, confidentiality, and security of personal information in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA). The following outlines how we collect, use, disclose, and safeguard personal information.

1. PERSONAL INFORMATION
To provide insurance products and services, Tabone Insurance Brokers Inc. must collect certain personal information about clients. We collect, use, and disclose personal information only for purposes a reasonable person would consider appropriate in the circumstances.

2. COLLECTION OF INFORMATION
Depending on the insurance product or service requested, we may collect the following information:

• Name(s)
• Address
• Telephone numbers / fax numbers
• Email address
• Date of birth
• Marital status
• Claims history
• Credit information
• Past payment records
• Financial information
• Medical information (where required)
• Driver’s abstract and licensing information
• Property details (e.g., value of home and contents)
• Mortgage or lienholder information
• Employment information

Information may be collected directly from the client or from authorized third parties.

3. PURPOSES FOR COLLECTION AND USE
Personal information may be used for the following purposes:

• To provide, administer, and service insurance policies
• To assess ongoing insurance needs and eligibility
• To offer additional insurance products or services that may benefit the client
• To ensure information is accurate, complete, and up‑to‑date
• To protect Tabone Insurance Brokers Inc. and insurers against fraud, misrepresentation, or inaccuracies

4. DISCLOSURE OF PERSONAL INFORMATION
Tabone Insurance Brokers Inc. may disclose personal information to the following third parties when necessary:

• Insurance companies
• Other insurance brokers or agents
• Credit organizations
• Professionals working on our behalf, including:
  • Adjusters
  • Lawyers
  • Financial institutions or mortgage holders
  • Medical professionals

Disclosure is limited to what is required to fulfill the purposes outlined above.

5. INFORMATION FROM THIRD PARTIES
To properly assess risk and provide insurance services, we may obtain personal information from:

• Insurance companies
• Other insurance brokers
• Credit organizations
• Mortgage holders
• Motor vehicle and driver licensing authorities
• Financial institutions
• Medical professionals

6. CONSENT

Consent may be provided:

• Explicitly (in writing, electronically, or verbally), or
• Implied through actions such as requesting a quote, applying for insurance, or continuing to use our services.

7. REFUSING OR WITHDRAWING CONSENT

Clients may refuse or withdraw consent to the collection, use, or disclosure of personal information at any time. However, doing so may limit or prevent Tabone Insurance Brokers Inc. from:

• Obtaining required underwriting information
• Securing insurance coverage
• Providing certain products or services

We will advise the client of any implications before processing a withdrawal of consent.

8. ACCURACY OF INFORMATION

Clients are responsible for providing accurate, complete, and up‑to‑date personal information. Clients must notify Tabone Insurance Brokers Inc. promptly of any changes so we can continue to provide proper advice and representation.